{"id":19570,"date":"2017-10-04T16:35:37","date_gmt":"2017-10-04T14:35:37","guid":{"rendered":"https:\/\/clientes.ignaciosantiago.com\/new\/pasarelas-de-pago-online-paypal-stripe-tpv-virtual\/"},"modified":"2017-10-04T16:35:37","modified_gmt":"2017-10-04T14:35:37","slug":"pasarelas-de-pago-online-paypal-stripe-tpv-virtual","status":"publish","type":"post","link":"https:\/\/clientes.ignaciosantiago.com\/new\/pasarelas-de-pago-online-paypal-stripe-tpv-virtual\/","title":{"rendered":"PayPal Vs Stripe Vs TPV Virtual \u00a1Elige Pasarelas De Pago!"},"content":{"rendered":"<p>[fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_speed=\u00bb0.3&#8243; animation_direction=\u00bbleft\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb center_content=\u00bbno\u00bb last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_sizes_right=\u00bb\u00bb first=\u00bbtrue\u00bb][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p>\u00bf<strong>Vendes algo<\/strong> en tu <a href=\"https:\/\/ignaciosantiago.com\/servicios\/diseno-paginas-web-wordpress\/\" target=\"_blank\" rel=\"noopener noreferrer\">pagina web<\/a>,\u00a0<a href=\"https:\/\/ignaciosantiago.com\/servicios\/diseno-blogs-wordpress\/\" target=\"_blank\" rel=\"noopener noreferrer\">blog<\/a>\u00a0o\u00a0<a href=\"https:\/\/ignaciosantiago.com\/servicios\/diseno-tiendas-online-wordpress\/\" target=\"_blank\" rel=\"noopener noreferrer\">tienda online<\/a>\u00a0que tenga que ser <strong>pagado antes del env\u00edo o descarga<\/strong>? \u00bfProductos f\u00edsicos? \u00bf<a href=\"https:\/\/ignaciosantiago.com\/productos-digitales-infoproductos\/\" target=\"_blank\" rel=\"noopener noreferrer\">Infoproductos<\/a>?\u00a0\u00bfServicios? \u00a1Pues entonces necesitas una<strong> pasarela de pagos online<\/strong>! La idea detr\u00e1s de esta <a href=\"https:\/\/ignaciosantiago.com\/herramientas-marketing-online\/\" target=\"_blank\" rel=\"noopener noreferrer\">herramienta<\/a>\u00a0no es otra que la de proporcionar un<strong> sistema de pago a trav\u00e9s de Internet<\/strong> a tus visitas con el fin de <strong>cobrar tus productos o servicios<\/strong>.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-46551 aligncenter\" src=\"https:\/\/ignaciosantiago.com\/wp-content\/uploads\/2017\/09\/mejor-pasarela-de-pago-online-paypal-stripe-tpv-vitual-pagina-web-tienda-online-2.jpg\" alt=\"mejor pasarela de pago online paypal stripe tpv vitual pagina web tienda online\" width=\"1200\" height=\"600\" \/><\/p>\n<p>Aqu\u00ed es donde entran en juego los diferentes plataformas de <strong>sistemas o pasarelas de pago<\/strong>. Algunas de las m\u00e1s conocidas, y que seguro te suenan, son <a href=\"https:\/\/ignaciosantiago.com\/como-crear-cuenta-paypal\/\" target=\"_blank\" rel=\"noopener noreferrer\">PayPal<\/a>, <strong>Stripe<\/strong> y el <strong>TPV Virtual<\/strong> (lo que viene siendo el aparato con el que te cobran en las tiendas, pero virtualizado). Todas funcionan a la perfecci\u00f3n y cubren casi todas las necesidades que pueda tener tu negocio online, pero es importante conocer las diferencias entre ellas.<\/p>\n<p>No s\u00f3lo hablo de sus <strong>caracter\u00edsticas principales<\/strong> (que tambi\u00e9n), sino de las<strong> diferencias entre las tarifas que cobran unas y otras<\/strong>. Aunque te llenen la cabeza de \u00ab<strong>cuentas gratis<\/strong>\u00ab, existen una serie de comisiones de las que tienes que ser consciente, porque, como en todo la vida, nadie da duros a pesetas, por lo que <strong>estas empresas tampoco regalan sus plataformas ni las transacciones que se realizan en su entorno<\/strong>.<\/p>\n<p>La idea es que, incluso si ya usas alguna de ellas, te informes bien de otras opciones que a lo mejor no hab\u00edas contemplado y que pueden<strong> ayudar a tu negocio online ofrecer m\u00e1s opciones de pago<\/strong> y, por lo tanto, a <strong>llegar a m\u00e1s clientes y obtener mayores ventas<\/strong>. Adem\u00e1s, si usas WordPress, te voy a explicar c\u00f3mo lo hago yo en mis propios proyectos y en el de mis clientes, para que hacer tu mismo sea<em> cosa de ni\u00f1os<\/em>.<\/p>\n<p>[\/fusion_text][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_speed=\u00bb0.3&#8243; animation_direction=\u00bbleft\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb center_content=\u00bbno\u00bb last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_sizes_right=\u00bb\u00bb first=\u00bbtrue\u00bb][fusion_title title_type=\u00bbtext\u00bb rotation_effect=\u00bbbounceIn\u00bb display_time=\u00bb1200&#8243; highlight_effect=\u00bbcircle\u00bb loop_animation=\u00bboff\u00bb highlight_width=\u00bb9&#8243; highlight_top_margin=\u00bb0&#8243; before_text=\u00bb\u00bb rotation_text=\u00bb\u00bb highlight_text=\u00bb\u00bb after_text=\u00bb\u00bb title_link=\u00bboff\u00bb link_url=\u00bb\u00bb link_target=\u00bb_self\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb content_align_medium=\u00bb\u00bb content_align_small=\u00bb\u00bb content_align=\u00bbleft\u00bb size=\u00bb2&#8243; animated_font_size=\u00bb\u00bb fusion_font_family_title_font=\u00bb\u00bb fusion_font_variant_title_font=\u00bb\u00bb font_size=\u00bb\u00bb line_height=\u00bb\u00bb letter_spacing=\u00bb\u00bb text_transform=\u00bb\u00bb text_color=\u00bb\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb animated_text_color=\u00bb\u00bb text_shadow=\u00bbno\u00bb text_shadow_vertical=\u00bb\u00bb text_shadow_horizontal=\u00bb\u00bb text_shadow_blur=\u00bb0&#8243; text_shadow_color=\u00bb\u00bb margin_top_medium=\u00bb\u00bb margin_right_medium=\u00bb\u00bb margin_bottom_medium=\u00bb\u00bb margin_left_medium=\u00bb\u00bb margin_top_small=\u00bb\u00bb margin_right_small=\u00bb\u00bb margin_bottom_small=\u00bb\u00bb margin_left_small=\u00bb\u00bb margin_top=\u00bb\u00bb margin_right=\u00bb\u00bb margin_bottom=\u00bb\u00bb margin_left=\u00bb\u00bb margin_top_mobile=\u00bb\u00bb margin_bottom_mobile=\u00bb\u00bb gradient_font=\u00bbno\u00bb gradient_start_color=\u00bb\u00bb gradient_end_color=\u00bb\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; highlight_color=\u00bb\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb link_color=\u00bb\u00bb link_hover_color=\u00bb\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb]<\/p>\n<p><a name=\"que-es\"><\/a>Qu\u00e9 es una pasarela de pago online, c\u00f3mo funciona y para qu\u00e9 sirve<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p>La pasarela de pago es un <strong>elemento vital<\/strong> (y algo delicado) de toda p\u00e1gina web, blog o tienda online que venda productos o servicios. Es una herramienta a trav\u00e9s de la cual\u00a0se procesan y autorizan pagos para tu negocio (ya sea online o f\u00edsico).\u00a0Es el equivalente de una <strong>Terminal en el Punto de Venta<\/strong> (TPV) f\u00edsica ubicada en la mayor\u00eda de las tiendas f\u00edsicas.<\/p>\n<p>Uno de los trabajos m\u00e1s importantes de una pasarela de pago es <strong>cifrar informaci\u00f3n sensible<\/strong>, como n\u00fameros de tarjetas de cr\u00e9dito, para<strong> garantizar que la informaci\u00f3n pasa en forma segura entre el cliente y el vendedor<\/strong>. Adem\u00e1s, facilita la transferencia de informaci\u00f3n entre un portal de pago y el banco adquirente de manera r\u00e1pida y segura.<\/p>\n<p>[\/fusion_text][fusion_alert type=\u00bbgeneral\u00bb accent_color=\u00bb#ffffff\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb background_color=\u00bb#1c6979&#8243; border_size=\u00bb4px\u00bb icon=\u00bbfa-exclamation-triangle fas\u00bb text_align=\u00bb\u00bb margin_top=\u00bb\u00bb margin_right=\u00bb\u00bb margin_bottom=\u00bb\u00bb margin_left=\u00bb\u00bb text_transform=\u00bb\u00bb dismissable=\u00bb\u00bb box_shadow=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb]<\/p>\n<p>Un<strong> sistema de pagos online<\/strong> no es m\u00e1s que una manera de <strong>asegurarte<\/strong> de que la informaci\u00f3n sensible que rellena tu cliente, como puede ser los datos de su tarjeta de cr\u00e9dito o d\u00e9bito, vaya de un punto a otro de manera <strong>segura<\/strong>.<\/p>\n<p>[\/fusion_alert][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_speed=\u00bb0.3&#8243; animation_direction=\u00bbleft\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb center_content=\u00bbno\u00bb last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_sizes_right=\u00bb\u00bb first=\u00bbtrue\u00bb][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb2&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p><a name=\"que-son\"><\/a>Qu\u00e9 son PayPal, Stripe y el TPV Vitual<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p>Todos ellos son <strong>sistemas de cobros online<\/strong>. <strong>PayPal<\/strong> es una forma segura y f\u00e1cil de pagar y de recibir pagos online. Este servicio <strong>permite a cualquier persona pagar del modo que prefiera sin compartir informaci\u00f3n financiera<\/strong>, incluyendo tarjetas de cr\u00e9dito, cuentas bancarias, PayPal Smart Connect o saldos de las cuentas. Desde su fundaci\u00f3n se convirti\u00f3 r\u00e1pidamente en<strong> l\u00edder internacional en soluciones de pago online<\/strong> con m\u00e1s de 203 millones de cuentas en todo el mundo.<\/p>\n<p>Disponible en m\u00e1s de 20o pa\u00edses y 25 divisas alrededor del mundo, PayPal permite el <strong>comercio electr\u00f3nico a nivel mundial<\/strong> al hacer posibles los pagos a trav\u00e9s de distintas ubicaciones, divisas e idiomas. De hecho, ha recibido m\u00e1s de 20 premios a la excelencia de la comunidad empresarial. Su sede est\u00e1 ubicada en San Jos\u00e9, California y se fund\u00f3 en 1998.<\/p>\n<p><strong>Stripe<\/strong> es otra servicio que permite<strong> aceptar pagos a trav\u00e9s de p\u00e1ginas web y aplicaciones m\u00f3viles<\/strong>. Operan con miles de millones de euros cada a\u00f1o dando soporte a los modelos de negocio m\u00e1s innovadores en todo el mundo.\u00a0En la actualidad, ofrece su tecnolog\u00eda a empresas de\u00a025\u00a0pa\u00edses. Desarrollan su labor en todo el mundo, en 9 oficinas internacionales y en muchos otros lugares donde sus empleados <a href=\"https:\/\/ignaciosantiago.com\/trabajar-desde-casa-por-internet\/\" target=\"_blank\" rel=\"noopener noreferrer\">trabajan a distancia<\/a>.<\/p>\n<p>Sus <strong>API<\/strong> dise\u00f1adas especialmente para desarrolladores permiten que sus usuarios se centren en dise\u00f1ar mejores productos excelentes. Cuidan al m\u00e1ximo cada l\u00ednea de c\u00f3digo y la documentaci\u00f3n. De hecho, los empleados de Stripe han ayudado a lanzar empresas como Skype, Lala, Act Blue, Kickoff, Interstate, Auctomatic, Encyclopedia, GazeHawk y Wesabe.\u00a0Entre los inversores de Stripe se encuentran Sequoia Capital, Andreessen Horowitz y los fundadores de PayPal Peter Thiel, Max Levchin y Elon Musk.<\/p>\n<p>Un <strong>TPV virtual<\/strong> es un software que te permite aceptar pagos online en tu p\u00e1gina web, blog o tienda online a trav\u00e9s de tarjetas de cr\u00e9dito, d\u00e9bito o virtuales. Distintas modalidades de TPV virtual.\u00a0Una de sus principales caracter\u00edsticas es la facilidad para integrarse con el sitio web.<\/p>\n<p>Normalmente <strong>se desarrollan con c\u00f3digo opensource<\/strong>\u00a0para que tiendas que utilizan <a href=\"https:\/\/ignaciosantiago.com\/mejores-herramientas-detectar-cms-plantilla-plugins-pagina-web\/\" target=\"_blank\" rel=\"noopener noreferrer\">gestores de contenidos<\/a> como WooCommerce, Prestashop, OSCommerce, ZenCat, Magento u OpenCart lo integren de forma r\u00e1pida e intuitiva, lo que lleva un ahorro para las empresas al facturar los desarrolladores de la tienda menos horas. Los bancos suelen ofrecer distintas <strong>modalidades de\u00a0TPV Virtual<\/strong>\u00a0en funci\u00f3n del tipo de empresas que van a utilizarlo:<\/p>\n<p>[\/fusion_text][fusion_checklist icon=\u00bbfusion-prefix-icon-customcheck\u00bb iconcolor=\u00bb\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb textcolor=\u00bb\u00bb size=\u00bb\u00bb item_padding_top=\u00bb\u00bb item_padding_right=\u00bb\u00bb item_padding_bottom=\u00bb\u00bb item_padding_left=\u00bb\u00bb divider=\u00bb\u00bb divider_color=\u00bb\u00bb odd_row_bgcolor=\u00bb\u00bb even_row_bgcolor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]<strong>TPV Virtual para comercios y empresas<\/strong>, donde dispones una <strong>instalaci\u00f3n y administraci\u00f3n sencilla<\/strong>, pero sin renunciar a sus funcionalidades. Los datos de pago se introducen en la p\u00e1gina segura del banco, que se puede personalizar para que sea similar al dise\u00f1o de nuestra web y no suponga una ruptura abrupta para que el cliente dude de la compra.[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]<strong>TPV Virtual\u00a0para grandes empresas<\/strong>, pensado para un<strong> volumen elevado de ventas<\/strong>. En este caso se produce la integraci\u00f3n total del servidor o aplicaci\u00f3n con el comercio con el proceso de pago. De esta forma el cliente siempre permanece en la web del comercio. Es el comercio el que gestiona todo el proceso de compra. Adem\u00e1s dispone de m\u00f3dulos avanzados de gesti\u00f3n para integrarlos con el ERP de la empresa.[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]<strong>TPV Virtual a trav\u00e9s de ISPS<\/strong>\u00a0(Internet Payment Service Provider), los cuales est\u00e1n pensados para comercios que deseen <strong>externalizar la gesti\u00f3n del pago a empresas especializadas<\/strong>, tanto nacionales como internacionales.[\/fusion_li_item][\/fusion_checklist][fusion_alert type=\u00bbgeneral\u00bb accent_color=\u00bb#808080&#8243; hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb background_color=\u00bb#ffffff\u00bb border_size=\u00bb\u00bb icon=\u00bb\u00bb text_align=\u00bb\u00bb margin_top=\u00bb\u00bb margin_right=\u00bb\u00bb margin_bottom=\u00bb\u00bb margin_left=\u00bb\u00bb text_transform=\u00bb\u00bb dismissable=\u00bb\u00bb box_shadow=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb]<\/p>\n<p>El TPV Virtual es una de las cuestiones <strong>que m\u00e1s se deben cuidar en una tienda online<\/strong>. Es una parte b\u00e1sica del <a href=\"https:\/\/ignaciosantiago.com\/funnel-embudo-de-conversion\/\" target=\"_blank\" rel=\"noopener noreferrer\">embudo de conversi\u00f3n<\/a> para que la intenci\u00f3n de compra del cliente acabe cristalizando definitivamente en una compra efectiva. Es fundamental no equivocarte en su elecci\u00f3n.<\/p>\n<p>[\/fusion_alert][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_global id=\u00bb55848&#8243;][fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; align_self=\u00bbauto\u00bb content_layout=\u00bbcolumn\u00bb align_content=\u00bbflex-start\u00bb valign_content=\u00bbflex-start\u00bb content_wrap=\u00bbwrap\u00bb spacing=\u00bbyes\u00bb center_content=\u00bbno\u00bb link=\u00bb\u00bb target=\u00bb_self\u00bb link_description=\u00bb\u00bb min_height=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_image_id=\u00bb\u00bb type_medium=\u00bb\u00bb type_small=\u00bb\u00bb order_medium=\u00bb0&#8243; order_small=\u00bb0&#8243; spacing_left_medium=\u00bb\u00bb spacing_right_medium=\u00bb\u00bb spacing_left_small=\u00bb\u00bb spacing_right_small=\u00bb\u00bb spacing_left=\u00bb\u00bb spacing_right=\u00bb\u00bb margin_top_medium=\u00bb\u00bb margin_bottom_medium=\u00bb\u00bb margin_top_small=\u00bb\u00bb margin_bottom_small=\u00bb\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top_medium=\u00bb\u00bb padding_right_medium=\u00bb\u00bb padding_bottom_medium=\u00bb\u00bb padding_left_medium=\u00bb\u00bb padding_top_small=\u00bb\u00bb padding_right_small=\u00bb\u00bb padding_bottom_small=\u00bb\u00bb padding_left_small=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb hover_type=\u00bbnone\u00bb border_sizes_top=\u00bb\u00bb border_sizes_right=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_color=\u00bb\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_radius_top_left=\u00bb\u00bb border_radius_top_right=\u00bb\u00bb border_radius_bottom_right=\u00bb\u00bb border_radius_bottom_left=\u00bb\u00bb box_shadow=\u00bbno\u00bb box_shadow_vertical=\u00bb\u00bb box_shadow_horizontal=\u00bb\u00bb box_shadow_blur=\u00bb0&#8243; box_shadow_spread=\u00bb0&#8243; box_shadow_color=\u00bb\u00bb box_shadow_style=\u00bb\u00bb overflow=\u00bb\u00bb background_type=\u00bbsingle\u00bb gradient_start_color=\u00bb\u00bb gradient_end_color=\u00bb\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbleft top\u00bb background_repeat=\u00bbno-repeat\u00bb background_blend_mode=\u00bbnone\u00bb render_logics=\u00bb\u00bb filter_type=\u00bbregular\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243; animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb last=\u00bbtrue\u00bb border_position=\u00bball\u00bb first=\u00bbtrue\u00bb][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb2&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p><a name=\"comisiones\"><\/a>Comisiones que cobran PayPal, Stripe y el TPV Virtual<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]Aqu\u00ed toca mi frase favorita: nadie da duros a pesetas. Las 3 pasarelas de pago<strong> cobran una comisi\u00f3n por transferir fondos<\/strong>, pero no de la misma forma. Por ejemplo, para una de las acciones m\u00e1s simples, que es una <strong>cobro con tarjeta de cr\u00e9dito o d\u00e9bito<\/strong>, Paypal cobra una comisi\u00f3n es de\u00a0<strong>3,4% + 0,35\u20ac<\/strong> del precio total de la transacci\u00f3n (si tienes una ventas menores a 2.500\u20ac), Stripe\u00a0<strong>2,9% + 0,25\u20ac<\/strong> (para tarjetas no europeas) y el TPV Virtual a partir de 1% (esto depende del banco en el que hagas la negociaci\u00f3n). De todas maneras, esta <strong>tabla comparativa<\/strong> te va a dejar clar\u00edsimo todos los detalles y caracter\u00edsticas de cada uno:[\/fusion_text][\/fusion_builder_column][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; align_self=\u00bbauto\u00bb content_layout=\u00bbcolumn\u00bb align_content=\u00bbflex-start\u00bb valign_content=\u00bbflex-start\u00bb content_wrap=\u00bbwrap\u00bb spacing=\u00bb\u00bb center_content=\u00bbno\u00bb link=\u00bb\u00bb target=\u00bb_self\u00bb link_description=\u00bb\u00bb min_height=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb type_medium=\u00bb\u00bb type_small=\u00bb\u00bb order_medium=\u00bb0&#8243; order_small=\u00bb0&#8243; dimension_spacing_medium=\u00bb\u00bb dimension_spacing_small=\u00bb\u00bb dimension_spacing=\u00bb\u00bb dimension_margin_medium=\u00bb\u00bb dimension_margin_small=\u00bb\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_medium=\u00bb\u00bb padding_small=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb hover_type=\u00bbnone\u00bb border_sizes=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_radius=\u00bb\u00bb box_shadow=\u00bbno\u00bb dimension_box_shadow=\u00bb\u00bb box_shadow_blur=\u00bb0&#8243; box_shadow_spread=\u00bb0&#8243; box_shadow_color=\u00bb\u00bb box_shadow_style=\u00bb\u00bb overflow=\u00bb\u00bb background_type=\u00bbsingle\u00bb gradient_start_color=\u00bb\u00bb gradient_end_color=\u00bb\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_image_id=\u00bb\u00bb background_position=\u00bbleft top\u00bb background_repeat=\u00bbno-repeat\u00bb background_blend_mode=\u00bbnone\u00bb render_logics=\u00bb\u00bb filter_type=\u00bbregular\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243; animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb last=\u00bbtrue\u00bb border_position=\u00bball\u00bb first=\u00bbtrue\u00bb][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td width=\"300\"><strong>Servicio<\/strong><\/td>\n<td style=\"text-align: center;\" width=\"300\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-56597\" src=\"https:\/\/ignaciosantiago.com\/wp-content\/uploads\/2018\/07\/mejores-alternativas-paypal-securionpay-sistema-pagos-online-pasarela-de-pagos-tienda-online-ecommerce-2.png\" alt=\"mejores alternativas paypal securionpay sistema pagos online pasarela de pagos tienda online ecommerce\" width=\"250\" height=\"58\" \/><\/td>\n<td style=\"text-align: center;\" width=\"300\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-56602\" src=\"https:\/\/ignaciosantiago.com\/wp-content\/uploads\/2018\/07\/mejores-alternativas-paypal-stripe-sistema-pagos-online-pasarela-de-pagos-tienda-online-ecommerce.png\" alt=\"mejores alternativas paypal stripe sistema pagos online pasarela de pagos tienda online ecommerce\" width=\"250\" height=\"58\" \/><\/td>\n<td style=\"text-align: center;\" width=\"300\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-56598\" src=\"https:\/\/ignaciosantiago.com\/wp-content\/uploads\/2018\/07\/mejores-alternativas-paypal-tpv-virtual-sistema-pagos-online-pasarela-de-pagos-tienda-online-ecommerce.jpg\" alt=\"mejores alternativas paypal tpv virtual sistema pagos online pasarela de pagos tienda online ecommerce\" width=\"250\" height=\"58\" \/><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Comisi\u00f3n de cada trasacci\u00f3n en funci\u00f3n de la ventas <strong>(1)<\/strong><\/td>\n<td style=\"text-align: center;\">&lt; 2.500 = <strong>3,4% + 0,35\u20ac<\/strong><\/p>\n<p>2.500-10.000 =\u00a0<strong>2.9% + 0,35\u20ac<\/strong><\/p>\n<p>10.000-50.000 =\u00a0<strong>2.7% + 0,35\u20ac<\/strong><\/p>\n<p>50-000-100.000 =\u00a0<strong>2.4% + 0,35\u20ac<\/strong><\/p>\n<p>&gt; 100.000 = <strong>1.9% + 0,35\u20ac<\/strong><\/td>\n<td style=\"text-align: center;\">Tarjetas europeas =<strong> 1,4% + 0,25\u20ac<\/strong><\/p>\n<p>Tarjetas no europeas = <strong>2,9% + 0,25\u20ac<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Consulta tu banco<\/strong><\/p>\n<p>(Puede ir <strong>desde el 1% al 4%<\/strong>, dependiendo de lo que negocies y del volumen de ventas)<\/td>\n<\/tr>\n<tr>\n<td>Realizar pagos en el sitio web<\/td>\n<td style=\"text-align: center;\">$30 \/ mes <strong>(2)<\/strong><\/td>\n<td style=\"text-align: center;\">Gratis<\/td>\n<td style=\"text-align: center;\">Consulta con tu banco (suele ser gratis)<\/td>\n<\/tr>\n<tr>\n<td>Devoluci\u00f3n de cada cargo<\/td>\n<td style=\"text-align: center;\">20\u20ac<\/td>\n<td style=\"text-align: center;\">15\u20ac<\/td>\n<td style=\"text-align: center;\">Consulta con tu banco<\/td>\n<\/tr>\n<tr>\n<td>American Express<\/td>\n<td style=\"text-align: center;\">3,5%<strong> (3)<\/strong><\/td>\n<td style=\"text-align: center;\">Tarjetas europeas =<strong> 1,4% + 0,25\u20ac<\/strong><\/p>\n<p>Tarjetas no europeas = <strong>2,9% + 0,25\u20ac<\/strong><\/td>\n<td style=\"text-align: center;\">Consulta con tu banco<\/td>\n<\/tr>\n<tr>\n<td>Micropagos (menos de $10)<\/td>\n<td style=\"text-align: center;\">5% + 0,05\u20ac<\/td>\n<td style=\"text-align: center;\">5% +\u00a00,05\u20ac<\/td>\n<td style=\"text-align: center;\">Consulta con tu banco<\/td>\n<\/tr>\n<tr>\n<td>Reembolso<\/td>\n<td style=\"text-align: center;\">Cuota fija <strong>(4)<\/strong><\/td>\n<td style=\"text-align: center;\">Gratis<\/td>\n<td style=\"text-align: center;\">Consulta con tu banco (suele ser gratis)<\/td>\n<\/tr>\n<tr>\n<td>Tarjetas internacionales<\/td>\n<td style=\"text-align: center;\">1%<strong> (5)<\/strong><\/td>\n<td style=\"text-align: center;\">Gratis <strong>(6)<\/strong><\/td>\n<td style=\"text-align: center;\">Consulta con tu banco (suele ser gratis)<\/td>\n<\/tr>\n<tr>\n<td>Autorizaci\u00f3n y captura de la tarjeta<\/td>\n<td style=\"text-align: center;\">0,30\u20ac <strong>(7)<\/strong><\/td>\n<td style=\"text-align: center;\">Gratis<\/td>\n<td style=\"text-align: center;\">Consulta con tu banco (suele ser gratis)<\/td>\n<\/tr>\n<tr>\n<td>Facturaci\u00f3n recurrente<\/td>\n<td style=\"text-align: center;\">$10 \/ mes<\/td>\n<td style=\"text-align: center;\">Gratis<\/td>\n<td style=\"text-align: center;\">Consulta con tu banco (suele ser gratis)<\/td>\n<\/tr>\n<tr>\n<td>Protecci\u00f3n avanzada contra el fraude<\/td>\n<td style=\"text-align: center;\">$10 \/ mes <strong>(8)<\/strong><\/td>\n<td style=\"text-align: center;\">Gratis<strong> (9)<\/strong><\/td>\n<td style=\"text-align: center;\">Consulta con tu banco (suele ser gratis)<\/td>\n<\/tr>\n<tr>\n<td>Apple Pay \u00a9<\/td>\n<td style=\"text-align: center;\">No<\/td>\n<td style=\"text-align: center;\">Gratis<\/td>\n<td style=\"text-align: center;\">Consulta con tu banco<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>[\/fusion_text][\/fusion_builder_column][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; align_self=\u00bbauto\u00bb content_layout=\u00bbcolumn\u00bb align_content=\u00bbflex-start\u00bb valign_content=\u00bbflex-start\u00bb content_wrap=\u00bbwrap\u00bb spacing=\u00bb\u00bb center_content=\u00bbno\u00bb link=\u00bb\u00bb target=\u00bb_self\u00bb link_description=\u00bb\u00bb min_height=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb order_medium=\u00bb0&#8243; order_small=\u00bb0&#8243; hover_type=\u00bbnone\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb box_shadow=\u00bbno\u00bb box_shadow_blur=\u00bb0&#8243; box_shadow_spread=\u00bb0&#8243; box_shadow_color=\u00bb\u00bb box_shadow_style=\u00bb\u00bb overflow=\u00bb\u00bb background_type=\u00bbsingle\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_image_id=\u00bb\u00bb background_position=\u00bbleft top\u00bb background_repeat=\u00bbno-repeat\u00bb background_blend_mode=\u00bbnone\u00bb filter_type=\u00bbregular\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243; animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb last=\u00bbtrue\u00bb border_position=\u00bball\u00bb first=\u00bbtrue\u00bb][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p><strong>(1)<\/strong> Estas tarifas <strong>var\u00edan seg\u00fan el pa\u00eds<\/strong>, por lo que accede a la p\u00e1gina de cada uno y ent\u00e9rate.<\/p>\n<p><strong>(2)<\/strong> <strong>PayPal<\/strong> dispone de una<strong> versi\u00f3n Pro<\/strong> que permite proporcionar una experiencia de pago completamente personalizada en tu sitio web e <strong>incluye Terminal de Pago Virtual<\/strong>.<\/p>\n<p><strong>(3)<\/strong> Esta tarifa s\u00f3lo se cobra si tienes <strong>PayPal Payments Pro, PayPal Payments Advanced o Terminal Virtual<\/strong>.<\/p>\n<p><strong>(4)<\/strong> Parte de la tarifa fija de la transacci\u00f3n original (por ejemplo, la tarifa de reembolso es de<strong> 0.35\u20ac para pagos nacionales<\/strong>).<\/p>\n<p><strong>(5)<\/strong> Tienes m\u00e1s informaci\u00f3n\u00a0<a href=\"https:\/\/www.paypal.com\/us\/cgi-bin\/marketingweb?cmd=_display-xborder-fees-outside\" target=\"_blank\" rel=\"noopener noreferrer\">aqu\u00ed<\/a>.<\/p>\n<p><strong>(6)\u00a0<\/strong>La transferencia con <strong>tarjetas internacionales<\/strong> es gratuita, pero el cambio de divisa tiene un coste de 2% (m\u00e1s informaci\u00f3n <a href=\"https:\/\/stripe.com\/docs\/currencies\/conversions\" target=\"_blank\" rel=\"noopener noreferrer\">aqu\u00ed<\/a>).\u00a0Por ejemplo, si vinculas una cuenta bancaria en \u20ac a Stripe, este lo cobra en USD. Stripe convertir\u00e1 autom\u00e1ticamente sus fondos en \u20ac (con una comisi\u00f3n del 2%) y depositar\u00e1 el dinero en tu cuenta bancaria en GBP. Si el pago se hace en \u20ac, cargar\u00e1n la cantidad en \u20ac de forma gratuita.<\/p>\n<p><strong>(7)<\/strong> PayPal cobra <strong>0,30\u20ac<\/strong> por autorizaciones procesadas no captadas y transacciones de verificaci\u00f3n de tarjetas.<\/p>\n<p><strong>(8) $10 mensuales + 0,05\u20ac por transacci\u00f3n<\/strong> (excluye las transacciones realizadas con Checkout Express).<\/p>\n<p><strong>(9)<\/strong> Echa un vistazo a <a href=\"https:\/\/stripe.com\/radar\" target=\"_blank\" rel=\"noopener noreferrer\">Stripe Radar<\/a>.<\/p>\n<p>[\/fusion_text][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; align_self=\u00bbauto\u00bb content_layout=\u00bbcolumn\u00bb align_content=\u00bbflex-start\u00bb valign_content=\u00bbflex-start\u00bb content_wrap=\u00bbwrap\u00bb spacing=\u00bbyes\u00bb center_content=\u00bbno\u00bb link=\u00bb\u00bb target=\u00bb_self\u00bb link_description=\u00bb\u00bb min_height=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_image_id=\u00bb\u00bb type_medium=\u00bb\u00bb type_small=\u00bb\u00bb order_medium=\u00bb0&#8243; order_small=\u00bb0&#8243; spacing_left_medium=\u00bb\u00bb spacing_right_medium=\u00bb\u00bb spacing_left_small=\u00bb\u00bb spacing_right_small=\u00bb\u00bb spacing_left=\u00bb\u00bb spacing_right=\u00bb\u00bb margin_top_medium=\u00bb\u00bb margin_bottom_medium=\u00bb\u00bb margin_top_small=\u00bb\u00bb margin_bottom_small=\u00bb\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top_medium=\u00bb\u00bb padding_right_medium=\u00bb\u00bb padding_bottom_medium=\u00bb\u00bb padding_left_medium=\u00bb\u00bb padding_top_small=\u00bb\u00bb padding_right_small=\u00bb\u00bb padding_bottom_small=\u00bb\u00bb padding_left_small=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb hover_type=\u00bbnone\u00bb border_sizes_top=\u00bb\u00bb border_sizes_right=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_color=\u00bb\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_radius_top_left=\u00bb\u00bb border_radius_top_right=\u00bb\u00bb border_radius_bottom_right=\u00bb\u00bb border_radius_bottom_left=\u00bb\u00bb box_shadow=\u00bbno\u00bb box_shadow_vertical=\u00bb\u00bb box_shadow_horizontal=\u00bb\u00bb box_shadow_blur=\u00bb0&#8243; box_shadow_spread=\u00bb0&#8243; box_shadow_color=\u00bb\u00bb box_shadow_style=\u00bb\u00bb overflow=\u00bb\u00bb background_type=\u00bbsingle\u00bb gradient_start_color=\u00bb\u00bb gradient_end_color=\u00bb\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbleft top\u00bb background_repeat=\u00bbno-repeat\u00bb background_blend_mode=\u00bbnone\u00bb render_logics=\u00bb\u00bb filter_type=\u00bbregular\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243; animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb last=\u00bbtrue\u00bb border_position=\u00bball\u00bb first=\u00bbtrue\u00bb][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb2&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p><a name=\"proceso\"><\/a>Proceso de pago de PayPal, Stripe y el TPV Vitual<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]Al ser herramientas de pago diferentes, tienen <strong>procesos de pago diferentes<\/strong>. Cuando hablo de proceso de pago me refiero a los pasos que son necesarios para finalizar el pago en el sitio web. Por ello, he hecho una <strong>tabla comparativa para que veas las diferencias<\/strong> m\u00e1s destacadas entre las 3 opciones:[\/fusion_text][\/fusion_builder_column][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; align_self=\u00bbauto\u00bb content_layout=\u00bbcolumn\u00bb align_content=\u00bbflex-start\u00bb valign_content=\u00bbflex-start\u00bb content_wrap=\u00bbwrap\u00bb spacing=\u00bb\u00bb center_content=\u00bbno\u00bb link=\u00bb\u00bb target=\u00bb_self\u00bb link_description=\u00bb\u00bb min_height=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb type_medium=\u00bb\u00bb type_small=\u00bb\u00bb order_medium=\u00bb0&#8243; order_small=\u00bb0&#8243; dimension_spacing_medium=\u00bb\u00bb dimension_spacing_small=\u00bb\u00bb dimension_spacing=\u00bb\u00bb dimension_margin_medium=\u00bb\u00bb dimension_margin_small=\u00bb\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_medium=\u00bb\u00bb padding_small=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb hover_type=\u00bbnone\u00bb border_sizes=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_radius=\u00bb\u00bb box_shadow=\u00bbno\u00bb dimension_box_shadow=\u00bb\u00bb box_shadow_blur=\u00bb0&#8243; box_shadow_spread=\u00bb0&#8243; box_shadow_color=\u00bb\u00bb box_shadow_style=\u00bb\u00bb overflow=\u00bb\u00bb background_type=\u00bbsingle\u00bb gradient_start_color=\u00bb\u00bb gradient_end_color=\u00bb\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_image_id=\u00bb\u00bb background_position=\u00bbleft top\u00bb background_repeat=\u00bbno-repeat\u00bb background_blend_mode=\u00bbnone\u00bb render_logics=\u00bb\u00bb filter_type=\u00bbregular\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243; animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb last=\u00bbtrue\u00bb border_position=\u00bball\u00bb first=\u00bbtrue\u00bb][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb content_alignment_medium=\u00bb\u00bb content_alignment_small=\u00bb\u00bb content_alignment=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb margin_top=\u00bb\u00bb margin_right=\u00bb\u00bb margin_bottom=\u00bb\u00bb margin_left=\u00bb\u00bb fusion_font_family_text_font=\u00bb\u00bb fusion_font_variant_text_font=\u00bb\u00bb font_size=\u00bb\u00bb line_height=\u00bb\u00bb letter_spacing=\u00bb\u00bb text_transform=\u00bbnone\u00bb text_color=\u00bb\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb]<\/p>\n<div class=\"table-1\">\n<table width=\"100%\">\n<thead>\n<tr>\n<td bgcolor=\"#262424\" width=\"300\"><\/td>\n<td style=\"text-align: center;\" width=\"300\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-56597\" src=\"https:\/\/ignaciosantiago.com\/wp-content\/uploads\/2018\/07\/mejores-alternativas-paypal-securionpay-sistema-pagos-online-pasarela-de-pagos-tienda-online-ecommerce-2.png\" alt=\"mejores alternativas paypal securionpay sistema pagos online pasarela de pagos tienda online ecommerce\" width=\"250\" height=\"58\" \/><\/td>\n<td style=\"text-align: center;\" width=\"300\"><img decoding=\"async\" class=\"aligncenter size-full wp-image-56602\" src=\"https:\/\/ignaciosantiago.com\/wp-content\/uploads\/2018\/07\/mejores-alternativas-paypal-stripe-sistema-pagos-online-pasarela-de-pagos-tienda-online-ecommerce.png\" alt=\"mejores alternativas paypal stripe sistema pagos online pasarela de pagos tienda online ecommerce\" width=\"250\" height=\"58\" \/><\/td>\n<td style=\"text-align: center;\" width=\"300\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-56598\" src=\"https:\/\/ignaciosantiago.com\/wp-content\/uploads\/2018\/07\/mejores-alternativas-paypal-tpv-virtual-sistema-pagos-online-pasarela-de-pagos-tienda-online-ecommerce.jpg\" alt=\"mejores alternativas paypal tpv virtual sistema pagos online pasarela de pagos tienda online ecommerce\" width=\"250\" height=\"58\" \/><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: center;\" bgcolor=\"#262424\"><span style=\"color: #ffffff;\"><strong>Pasos a realizar para pagar<\/strong><\/span><\/td>\n<td style=\"text-align: center;\">[fusion_checklist icon=\u00bbfa-arrow-right\u00bb iconcolor=\u00bb\u00bb circle=\u00bbyes\u00bb circlecolor=\u00bb\u00bb size=\u00bb16px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El usuario hace<strong> click en el bot\u00f3n correspondiente de \u00abpagar\u00bb\u00a0<\/strong>dentro del sitio web[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El sitio web\u00a0<strong>redirige al usuario a la p\u00e1gina de PayPal<\/strong> (saliendo del sitio web)[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]PayPal\u00a0pide al usuario que<strong> introduzca sus datos bancarios<\/strong> o que<strong> inicie sesi\u00f3n con su cuenta<\/strong>[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]Paypal muestra al usuario un <strong>detalle del pago que va a realizar<\/strong>[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El usuario hace<strong> click en el bot\u00f3n \u00abpagar\u00bb<\/strong>, autorizando el pago[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]Paypal confirma el pago y acto seguido\u00a0redirige al usuario de nuevo al sitio web (1)[\/fusion_li_item][\/fusion_checklist]<\/td>\n<td style=\"text-align: center;\">[fusion_checklist icon=\u00bbfa-arrow-right\u00bb iconcolor=\u00bb\u00bb circle=\u00bbyes\u00bb circlecolor=\u00bb\u00bb size=\u00bb16px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El usuario hace<strong> click en el bot\u00f3n correspondiente de \u00abpagar\u00bb<\/strong> (sin salir\u00a0del sitio web[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]Se despliega una ventana donde el usuario<strong> introduce los datos de su tarjeta<\/strong>.[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El usuario hace<strong> click en el bot\u00f3n \u00abpagar\u00bb o \u00abrealizar el pedido\u00bb<\/strong>, autorizando el pago[\/fusion_li_item][\/fusion_checklist]<\/td>\n<td style=\"text-align: center;\">[fusion_checklist icon=\u00bbfa-arrow-right\u00bb iconcolor=\u00bb\u00bb circle=\u00bbyes\u00bb circlecolor=\u00bb\u00bb size=\u00bb16px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El usuario hace<strong> click en el bot\u00f3n correspondiente de \u00abpagar\u00bb<\/strong>[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El sitio web\u00a0<strong>redirige al usuario a la p\u00e1gina de pago del banco<\/strong> (saliendo del sitio web)[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El TPV Virtual del banco muestra al usuario un <strong>detalle del pago que va a realizar<\/strong>[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El TPV Virtual del banco pide al usuario que<strong> introduzca sus datos bancarios<\/strong>[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]Tu banco te pide que <strong>metas un PIN<\/strong> (que suelen enviar a tu m\u00f3vil), autorizando el pago[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]El TPV Virtual confirma el pago y acto seguido\u00a0redirige al usuario de nuevo al sitio web[\/fusion_li_item][\/fusion_checklist]<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>[\/fusion_text][\/fusion_builder_column][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; align_self=\u00bbauto\u00bb content_layout=\u00bbcolumn\u00bb align_content=\u00bbflex-start\u00bb valign_content=\u00bbflex-start\u00bb content_wrap=\u00bbwrap\u00bb spacing=\u00bb\u00bb center_content=\u00bbno\u00bb link=\u00bb\u00bb target=\u00bb_self\u00bb link_description=\u00bb\u00bb min_height=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb order_medium=\u00bb0&#8243; order_small=\u00bb0&#8243; hover_type=\u00bbnone\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb box_shadow=\u00bbno\u00bb box_shadow_blur=\u00bb0&#8243; box_shadow_spread=\u00bb0&#8243; box_shadow_color=\u00bb\u00bb box_shadow_style=\u00bb\u00bb overflow=\u00bb\u00bb background_type=\u00bbsingle\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_image_id=\u00bb\u00bb background_position=\u00bbleft top\u00bb background_repeat=\u00bbno-repeat\u00bb background_blend_mode=\u00bbnone\u00bb filter_type=\u00bbregular\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243; animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb last=\u00bbtrue\u00bb border_position=\u00bball\u00bb first=\u00bbtrue\u00bb][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p>(1) Esta opci\u00f3n <strong>no viene por defecto<\/strong> y hay que <strong>configurarla<\/strong> correctamente dentro de las opciones de tu cuenta de PayPal.<\/p>\n<p>[\/fusion_text][\/fusion_builder_column][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; align_self=\u00bbauto\u00bb content_layout=\u00bbcolumn\u00bb align_content=\u00bbflex-start\u00bb valign_content=\u00bbflex-start\u00bb content_wrap=\u00bbwrap\u00bb spacing=\u00bb\u00bb center_content=\u00bbno\u00bb link=\u00bb\u00bb target=\u00bb_self\u00bb link_description=\u00bb\u00bb min_height=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb order_medium=\u00bb0&#8243; order_small=\u00bb0&#8243; hover_type=\u00bbnone\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb box_shadow=\u00bbno\u00bb box_shadow_blur=\u00bb0&#8243; box_shadow_spread=\u00bb0&#8243; box_shadow_color=\u00bb\u00bb box_shadow_style=\u00bb\u00bb overflow=\u00bb\u00bb background_type=\u00bbsingle\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_image_id=\u00bb\u00bb background_position=\u00bbleft top\u00bb background_repeat=\u00bbno-repeat\u00bb background_blend_mode=\u00bbnone\u00bb filter_type=\u00bbregular\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243; animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb last=\u00bbtrue\u00bb border_position=\u00bball\u00bb first=\u00bbtrue\u00bb][fusion_alert type=\u00bbgeneral\u00bb accent_color=\u00bb#ffffff\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb background_color=\u00bb#1c6979&#8243; border_size=\u00bb4px\u00bb icon=\u00bbfa-exclamation-triangle fas\u00bb text_align=\u00bb\u00bb margin_top=\u00bb\u00bb margin_right=\u00bb\u00bb margin_bottom=\u00bb\u00bb margin_left=\u00bb\u00bb text_transform=\u00bb\u00bb dismissable=\u00bb\u00bb box_shadow=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb]<\/p>\n<p>Si te das cuenta, existen diferencias entre las 3 pasarelas de pagos. En Stripe, por ejemplo, <strong>que el usuario no se escape a una p\u00e1gina externa afecta de forma positiva al cierre de ventas<\/strong>. A nivel usabilidad mantienes al potencial cliente dentro del entorno de tu plataforma, lo que ayuda a <strong>mejorar la experiencia de usuario<\/strong>.<\/p>\n<p>[\/fusion_alert][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_speed=\u00bb0.3&#8243; animation_direction=\u00bbleft\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb center_content=\u00bbno\u00bb last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_sizes_right=\u00bb\u00bb first=\u00bbtrue\u00bb][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb2&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p><a name=\"seguridad\"><\/a>Elementos de seguridad de PayPal, Stripe y el TPV Vitual<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p>En cuanto a <strong>seguridad<\/strong> se refiere,\u00a0<strong>todas plataformas se lo toman muy en serio<\/strong>. En los tiempo que corren, con miles de <em>brechas de seguridad<\/em> en grandes empresas, la cuesti\u00f3n de la seguridad es elemental. Por ello, aunque cada una lo hace a su estilo, todas cumplen con est\u00e1ndares de seguridad muy rigurosos, cifrando correctamente la informaci\u00f3n de tu tarjeta y llegando a ofrecer reembolsos si las transacciones no se realizan correctamente. Te explico que elementos de seguridad tienen cada una de las pasarelas de pago.<\/p>\n<p>[\/fusion_text][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb3&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p>Elementos de seguridad de PayPal<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p>PayPal se dise\u00f1\u00f3 para <strong>mantener la seguridad<\/strong> de sus usuarios. Como pionero en los pagos en Internet, establecen el est\u00e1ndar para la <strong>prevenci\u00f3n de fraude<\/strong> desarrollando y desplegando continuamente una amplia gama de medidas de seguridad para que se pueda centrar en sus clientes. Para que te hagas una idea, la tasa de p\u00e9rdidas de PayPal, l\u00edder en su sector, es<strong> inferior al 0,5%<\/strong>. Mantienen la seguridad de los vendedores con:<\/p>\n<p>[\/fusion_text][\/fusion_builder_column][fusion_builder_column type=\u00bb1_2&#8243; layout=\u00bb1_2&#8243; last=\u00bbfalse\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_position=\u00bball\u00bb background_blend_mode=\u00bboverlay\u00bb first=\u00bbtrue\u00bb][fusion_checklist icon=\u00bbfusion-prefix-icon-customcheck\u00bb iconcolor=\u00bb\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb textcolor=\u00bb\u00bb size=\u00bb\u00bb item_padding_top=\u00bb\u00bb item_padding_right=\u00bb\u00bb item_padding_bottom=\u00bb\u00bb item_padding_left=\u00bb\u00bb divider=\u00bb\u00bb divider_color=\u00bb\u00bb odd_row_bgcolor=\u00bb\u00bb even_row_bgcolor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]Codificaci\u00f3n de datos[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]Modelos de riesgo antifraude[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]C\u00f3digo de seguridad de la tarjeta (CSC)[\/fusion_li_item][\/fusion_checklist][\/fusion_builder_column][fusion_builder_column type=\u00bb1_2&#8243; layout=\u00bb1_2&#8243; last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_position=\u00bball\u00bb background_blend_mode=\u00bboverlay\u00bb first=\u00bbfalse\u00bb][fusion_checklist icon=\u00bbfusion-prefix-icon-customcheck\u00bb iconcolor=\u00bb\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb textcolor=\u00bb\u00bb size=\u00bb\u00bb item_padding_top=\u00bb\u00bb item_padding_right=\u00bb\u00bb item_padding_bottom=\u00bb\u00bb item_padding_left=\u00bb\u00bb divider=\u00bb\u00bb divider_color=\u00bb\u00bb odd_row_bgcolor=\u00bb\u00bb even_row_bgcolor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]Proceso de verificaci\u00f3n[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]Especialistas antifraude[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]Recursos educativos[\/fusion_li_item][\/fusion_checklist][\/fusion_builder_column][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_speed=\u00bb0.3&#8243; animation_direction=\u00bbleft\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb center_content=\u00bbno\u00bb last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_sizes_right=\u00bb\u00bb first=\u00bbtrue\u00bb][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb3&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p>Elementos de seguridad de Stripe<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p><strong>Stripe<\/strong> ha desarrollado <strong>Stripe.js<\/strong>, una funcionalidad que <strong>permite que los datos bancarios introducidos por el cliente nunca tengan que pasar por tu servidor<\/strong>, sino que son enviados directamente a Stripe. De esta forma, <strong>no guardas datos bancarios de ning\u00fan cliente<\/strong>\u00a0y, aunque tuviesen acceso a tu servidor, dicha informaci\u00f3n no estar\u00eda all\u00ed.<\/p>\n<p>[\/fusion_text][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb3&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p>Elementos de seguridad del TPV Virtual<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p dir=\"ltr\">Cualquier\u00a0TPV virtual\u00a0que se pueda contratar en el mercado tiene como objetivo <strong>permitir ejecutar transacciones de compraventa en comercios online<\/strong>. Estas transacciones tienen que ser <strong>seguras<\/strong>, algo l\u00f3gico dado el coste que suponen las <strong>operaciones fraudulentas<\/strong> en cualquier negocio.\u00a0Compras con tarjetas robadas, con tarjetas falsificadas o suplantando la identidad de otra persona, son algunos de los intentos de fraude t\u00edpicos contra los que el sector retail online lucha cada d\u00eda y contra los que no queda m\u00e1s remedio que utilizar el \u00abarmamento\u00bb disponible para tratar de minimizar el impacto de estos intentos de fraude.<\/p>\n<p>La soluci\u00f3n base pasa por\u00a0montar una buena pasarela de pagos\u00a0y configurarla bien, tratando de\u00a0<strong>disponer en todo momento de un nivel de seguridad suficiente y acorde con el proceso de compra<\/strong>. Esto significa que es necesario determinar un proceso de compra efectivo, que sea seguro pero, al mismo tiempo, sin pasarse de la raya, para no perder al cliente justo cuando est\u00e1 en la recta final del proceso de compra. Este equilibrio se puede conseguir configurando los distintos sistemas de seguridad y opciones anti-fraude que acompa\u00f1an a la\u00a0pasarela de pago (y que explican en <a href=\"http:\/\/bbvacontuempresa.es\" target=\"_blank\" rel=\"noopener noreferrer\">esta p\u00e1gina<\/a>), como los siguientes:<\/p>\n<p>[\/fusion_text][fusion_checklist icon=\u00bbfusion-prefix-icon-customcheck\u00bb iconcolor=\u00bb\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb textcolor=\u00bb\u00bb size=\u00bb\u00bb item_padding_top=\u00bb\u00bb item_padding_right=\u00bb\u00bb item_padding_bottom=\u00bb\u00bb item_padding_left=\u00bb\u00bb divider=\u00bb\u00bb divider_color=\u00bb\u00bb odd_row_bgcolor=\u00bb\u00bb even_row_bgcolor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]<strong>AVS (comprobaci\u00f3n de direcci\u00f3n, seguridad b\u00e1sica para compras con tarjeta)<\/strong>:\u00a0El sistema de seguridad\u00a0<strong>AVS <\/strong>(Address Verification Service)\u00a0para en las compras con tarjeta de cr\u00e9dito en el canal online, permite que, durante el proceso de pago, <strong>el comercio lance una comprobaci\u00f3n de la direcci\u00f3n que se indica en la tarjeta y la que tiene registrada el banco emisor en sus sistemas<\/strong>. Esta comprobaci\u00f3n se realiza en el entorno del banco, quedando al margen del comercio.\u00a0Si la comprobaci\u00f3n de los datos de direcci\u00f3n resulta satisfactoria, el comercio recibe una respuesta positiva y contin\u00faa el proceso de pago. En caso contrario, el proceso de compra se detiene y no se autoriza la operaci\u00f3n.[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]<strong>CVV\/CV2 (seguridad b\u00e1sica pero no suficiente en las compras con tarjeta)<\/strong>:\u00a0El sistema\u00a0<strong>CVV o CV2 (Card Verification Value)<\/strong>\u00a0en los pagos en comercios online a\u00f1ade la obligaci\u00f3n de indicar junto con el n\u00famero de la tarjeta el <strong>dato del criptograma visual (CVV)<\/strong> que acompa\u00f1a a la mayor\u00eda de pl\u00e1sticos hoy en d\u00eda. Dependiendo del emisor de la tarjeta (VISA, AmericanExpress o MasterCard), constar\u00e1 de 3 o 4 n\u00fameros que van grabados en la tarjeta y que s\u00f3lo deber\u00e1 conocer el titular. Este control se realiza en el entorno del banco, abri\u00e9ndose durante el pago una pasarela espec\u00edfica para que el titular de la tarjeta indique el c\u00f3digo y se compruebe si es correcto o no. En caso de ser correcto, el sistema del banco devuelve al comercio una respuesta positiva y, en caso contrario, no autoriza la operaci\u00f3n y el proceso de pago se para. Por la propia naturaleza del sistema, en caso de que el titular pierda la tarjeta o se la roben, cualquiera podr\u00eda usarla en un comercio online y pasar este control, ya que el n\u00famero est\u00e1 visible en la tarjeta.[\/fusion_li_item][fusion_li_item icon=\u00bb\u00bb iconcolor=\u00bb\u00bb circle=\u00bb\u00bb circlecolor=\u00bb\u00bb]<strong>Protocolo 3D Secure (cerrando el c\u00edrculo para legitimar las compras con tarjeta)<\/strong>:\u00a0El\u00a0<strong>protocolo 3D secure<\/strong>\u00a0es utilizado por las principales plataformas de tarjetas de cr\u00e9dito, (Visa, Mastercard y American Express), nombrando cada una su adaptaci\u00f3n del sistema con su propio sello. De esta manera, en los comercios y entidades que trabajan con TPV virtual con tecnolog\u00eda 3D Secure, se pueden encontrar los distintivos\u00a0\u00ab<strong>Verified by VISA<\/strong>\u00bb\u00a0(VISA),\u00a0\u00ab<strong>SecureCode<\/strong>\u00bb\u00a0(MasterCard) y\u00a0<strong>\u00ab<\/strong><strong>SafeKey<\/strong>\u00bb (American Express).[\/fusion_li_item][\/fusion_checklist][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_speed=\u00bb0.3&#8243; animation_direction=\u00bbleft\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb center_content=\u00bbno\u00bb last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_sizes_right=\u00bb\u00bb first=\u00bbtrue\u00bb][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb2&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p><a name=\"api\"><\/a>API de PayPal, Stripe y el TPV Vitual<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]Si eres desarrollador, este t\u00e9rmino ya te suena.\u00a0Una <strong>API<\/strong> es el mecanismo m\u00e1s \u00fatil para<strong> conectar dos\u00a0softwares\u00a0entre s\u00ed para el intercambio de mensajes o datos en formato est\u00e1ndar como XML o JSON<\/strong>. As\u00ed es como se convierte en un instrumento para buscar ingresos, abrirse al talento, innovar y automatizar procesos.<\/p>\n<p>Igual que una interfaz de usuario permite la interacci\u00f3n y comunicaci\u00f3n entre un\u00a0<em>software\u00a0<\/em>y una persona, una API (acr\u00f3nimo de\u00a0<em>Application Programming Interface<\/em>) <strong>facilita la relaci\u00f3n entre dos aplicaciones para\u00a0el intercambio de mensajes o datos<\/strong>. Un conjunto de funciones y procedimientos que ofrece una biblioteca para que otro\u00a0<em>software<\/em>\u00a0la utilice como capa de abstracci\u00f3n, un espacio de acceso e intercambio de informaci\u00f3n adicional en la parte superior. As\u00ed una se sirve de la informaci\u00f3n de la otra sin dejar de ser independientes.[\/fusion_text][fusion_alert type=\u00bbgeneral\u00bb accent_color=\u00bb#ffffff\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb background_color=\u00bb#1c6979&#8243; border_size=\u00bb4px\u00bb icon=\u00bbfa-exclamation-triangle fas\u00bb text_align=\u00bb\u00bb margin_top=\u00bb\u00bb margin_right=\u00bb\u00bb margin_bottom=\u00bb\u00bb margin_left=\u00bb\u00bb text_transform=\u00bb\u00bb dismissable=\u00bb\u00bb box_shadow=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb]<\/p>\n<p>Todas las pasarelas de la comparativa <strong>disponen de su propia API<\/strong>, lo que permite poder integrarlos con casi cualquier herramienta online del mercado.<\/p>\n<p>[\/fusion_alert][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb status=\u00bbpublished\u00bb publish_date=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb link_color=\u00bb\u00bb link_hover_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb gradient_start_color=\u00bb\u00bb gradient_end_color=\u00bb\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; background_blend_mode=\u00bbnone\u00bb video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243; type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_speed=\u00bb0.3&#8243; animation_direction=\u00bbleft\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb center_content=\u00bbno\u00bb last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_sizes_right=\u00bb\u00bb first=\u00bbtrue\u00bb][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb2&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p><a name=\"plugins\"><\/a>Plugins de WordPress para integrar una pasarela de pagos<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p>Si tu p\u00e1gina web, blog o tienda online est\u00e1 <strong>dise\u00f1ada con WordPress<\/strong> est\u00e1s de suerte, ya que es CMS que tiene <strong>muchas opciones para integrar una pasarela de pagos<\/strong> en muy pocos pasos y sin tener conocimientos t\u00e9cnicos. De hecho, voy a compartir contigo los plugins que yo suelo usar en mis proyectos (algunos son gratuitos y otros de pago), pero todos te ayudar\u00e1n a crear un<strong> sistema de cobros en tu sitio web<\/strong>.<\/p>\n<p>[\/fusion_text][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb3&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p>Mejores plugins para integrar Paypal y Stripe en WordPress<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p>\u00bfTienes una instalaci\u00f3n WordPress? Si es as\u00ed, est\u00e1s de suerte. He reunido los <a href=\"https:\/\/ignaciosantiago.com\/mejores-plugins-wordpress\/\" target=\"_blank\" rel=\"noopener noreferrer\">mejores plugins de WordPress<\/a>\u00a0para que puedas <strong>implementar la pasarela de pagos de PayPal y Stripe<\/strong>. La idea es que, en muy pocos pasos, puedas empezar a cobrar por tus productos y servicios. Aqu\u00ed est\u00e1n los que para mi son los mejores:<\/p>\n<p>[\/fusion_text][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_global id=\u00bb85898&#8243;][fusion_builder_container hundred_percent=\u00bbyes\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb status=\u00bbpublished\u00bb publish_date=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; spacing=\u00bb\u00bb center_content=\u00bbno\u00bb link=\u00bb\u00bb target=\u00bb_self\u00bb min_height=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_image_id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbleft top\u00bb undefined=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb hover_type=\u00bbnone\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb border_radius_top_left=\u00bb\u00bb border_radius_top_right=\u00bb\u00bb border_radius_bottom_left=\u00bb\u00bb border_radius_bottom_right=\u00bb\u00bb box_shadow=\u00bbno\u00bb box_shadow_vertical=\u00bb\u00bb box_shadow_horizontal=\u00bb\u00bb box_shadow_blur=\u00bb\u00bb box_shadow_spread=\u00bb\u00bb box_shadow_color=\u00bb\u00bb box_shadow_style=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb last=\u00bbtrue\u00bb border_sizes_top=\u00bb0&#8243; border_sizes_bottom=\u00bb0&#8243; border_sizes_left=\u00bb0&#8243; border_sizes_right=\u00bb0&#8243; first=\u00bbtrue\u00bb][fusion_button link=\u00bbhttps:\/\/ignaciosantiago.com\/mejores-plugins-wordpress\/\u00bb title=\u00bb\u00bb target=\u00bb_blank\u00bb link_attributes=\u00bb\u00bb alignment_medium=\u00bb\u00bb alignment_small=\u00bb\u00bb alignment=\u00bbcenter\u00bb modal=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb color=\u00bbdefault\u00bb button_gradient_top_color=\u00bb\u00bb hue=\u00bb\u00bb saturation=\u00bb\u00bb lightness=\u00bb\u00bb alpha=\u00bb\u00bb button_gradient_bottom_color=\u00bb\u00bb button_gradient_top_color_hover=\u00bb\u00bb button_gradient_bottom_color_hover=\u00bb\u00bb gradient_start_position=\u00bb\u00bb gradient_end_position=\u00bb\u00bb gradient_type=\u00bb\u00bb radial_direction=\u00bb\u00bb linear_angle=\u00bb\u00bb accent_color=\u00bb\u00bb accent_hover_color=\u00bb\u00bb type=\u00bb\u00bb bevel_color=\u00bb\u00bb bevel_color_hover=\u00bb\u00bb border_top=\u00bb\u00bb border_right=\u00bb\u00bb border_bottom=\u00bb\u00bb border_left=\u00bb\u00bb border_radius_top_left=\u00bb\u00bb border_radius_top_right=\u00bb\u00bb border_radius_bottom_right=\u00bb\u00bb border_radius_bottom_left=\u00bb\u00bb border_color=\u00bb\u00bb border_hover_color=\u00bb\u00bb size=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb fusion_font_family_button_font=\u00bb\u00bb fusion_font_variant_button_font=\u00bb\u00bb font_size=\u00bb\u00bb line_height=\u00bb\u00bb letter_spacing=\u00bb\u00bb text_transform=\u00bb\u00bb stretch=\u00bbyes\u00bb margin_top=\u00bb\u00bb margin_right=\u00bb\u00bb margin_bottom=\u00bb\u00bb margin_left=\u00bb\u00bb icon=\u00bbfusion-prefix-icon-custommas\u00bb icon_position=\u00bbleft\u00bb icon_divider=\u00bbno\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb]Plugins para instalaciones WordPress[\/fusion_button][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb status=\u00bbpublished\u00bb publish_date=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb link_color=\u00bb\u00bb link_hover_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb gradient_start_color=\u00bb\u00bb gradient_end_color=\u00bb\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; background_blend_mode=\u00bbnone\u00bb video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243; type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_speed=\u00bb0.3&#8243; animation_direction=\u00bbleft\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb center_content=\u00bbno\u00bb last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_sizes_right=\u00bb\u00bb first=\u00bbtrue\u00bb][fusion_title margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb size=\u00bb3&#8243; content_align=\u00bbleft\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb]<\/p>\n<p>Plugins para integrar un TPV Virtual en WordPress<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb]<\/p>\n<p>El\u00a0<strong>TPV Virtual<\/strong> tambi\u00e9n es muy f\u00e1cil de integrar en WordPress. No puedo incluir plugins directamente, porque, de nuevo, <strong>depende del banco con el que hayas hecho la negociaci\u00f3n<\/strong>, pero es muy habitual que <strong>dispongan de plugins<\/strong> para casi todos los gestores de contenidos del mercado. En el caso de que no tengan un plugin o una soluci\u00f3n r\u00e1pida, tendr\u00e1s que hablar con desarrollador para que lo implemente, pero suele ser bastante f\u00e1cil (a\u00f1adir un c\u00f3digo en el <em>head<\/em>).<\/p>\n<p>[\/fusion_text][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_builder_container type=\u00bbflex\u00bb hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb min_height=\u00bb\u00bb hundred_percent_height_scroll=\u00bbno\u00bb align_content=\u00bbstretch\u00bb flex_align_items=\u00bbflex-start\u00bb flex_justify_content=\u00bbflex-start\u00bb flex_column_spacing=\u00bb\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb container_tag=\u00bbdiv\u00bb menu_anchor=\u00bbconclusion\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb status=\u00bbpublished\u00bb publish_date=\u00bb\u00bb class=\u00bb\u00bb id=\u00bb\u00bb link_color=\u00bb\u00bb link_hover_color=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_right=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top_medium=\u00bb\u00bb margin_bottom_medium=\u00bb\u00bb margin_top_small=\u00bb\u00bb margin_bottom_small=\u00bb\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top_medium=\u00bb\u00bb padding_right_medium=\u00bb\u00bb padding_bottom_medium=\u00bb\u00bb padding_left_medium=\u00bb\u00bb padding_top_small=\u00bb\u00bb padding_right_small=\u00bb\u00bb padding_bottom_small=\u00bb\u00bb padding_left_small=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb box_shadow=\u00bbno\u00bb box_shadow_vertical=\u00bb\u00bb box_shadow_horizontal=\u00bb\u00bb box_shadow_blur=\u00bb0&#8243; box_shadow_spread=\u00bb0&#8243; box_shadow_color=\u00bb\u00bb box_shadow_style=\u00bb\u00bb z_index=\u00bb\u00bb overflow=\u00bb\u00bb gradient_start_color=\u00bb\u00bb gradient_end_color=\u00bb\u00bb gradient_start_position=\u00bb0&#8243; gradient_end_position=\u00bb100&#8243; gradient_type=\u00bblinear\u00bb radial_direction=\u00bbcenter center\u00bb linear_angle=\u00bb180&#8243; background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; background_blend_mode=\u00bbnone\u00bb video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb absolute=\u00bboff\u00bb absolute_devices=\u00bbsmall,medium,large\u00bb sticky=\u00bboff\u00bb sticky_devices=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_background_color=\u00bb\u00bb sticky_height=\u00bb\u00bb sticky_offset=\u00bb\u00bb sticky_transition_offset=\u00bb0&#8243; scroll_offset=\u00bb0&#8243; animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb filter_hue=\u00bb0&#8243; filter_saturation=\u00bb100&#8243; filter_brightness=\u00bb100&#8243; filter_contrast=\u00bb100&#8243; filter_invert=\u00bb0&#8243; filter_sepia=\u00bb0&#8243; filter_opacity=\u00bb100&#8243; filter_blur=\u00bb0&#8243; filter_hue_hover=\u00bb0&#8243; filter_saturation_hover=\u00bb100&#8243; filter_brightness_hover=\u00bb100&#8243; filter_contrast_hover=\u00bb100&#8243; filter_invert_hover=\u00bb0&#8243; filter_sepia_hover=\u00bb0&#8243; filter_opacity_hover=\u00bb100&#8243; filter_blur_hover=\u00bb0&#8243;][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb animation_type=\u00bb\u00bb animation_speed=\u00bb0.3&#8243; animation_direction=\u00bbleft\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb center_content=\u00bbno\u00bb last=\u00bbtrue\u00bb min_height=\u00bb\u00bb hover_type=\u00bbnone\u00bb link=\u00bb\u00bb border_sizes_top=\u00bb\u00bb border_sizes_bottom=\u00bb\u00bb border_sizes_left=\u00bb\u00bb border_sizes_right=\u00bb\u00bb first=\u00bbtrue\u00bb][fusion_title title_type=\u00bbtext\u00bb rotation_effect=\u00bbbounceIn\u00bb display_time=\u00bb1200&#8243; highlight_effect=\u00bbcircle\u00bb loop_animation=\u00bboff\u00bb highlight_width=\u00bb9&#8243; highlight_top_margin=\u00bb0&#8243; before_text=\u00bb\u00bb rotation_text=\u00bb\u00bb highlight_text=\u00bb\u00bb after_text=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb content_align_medium=\u00bb\u00bb content_align_small=\u00bb\u00bb content_align=\u00bbleft\u00bb size=\u00bb2&#8243; font_size=\u00bb\u00bb animated_font_size=\u00bb\u00bb fusion_font_family_title_font=\u00bb\u00bb fusion_font_variant_title_font=\u00bb\u00bb line_height=\u00bb\u00bb letter_spacing=\u00bb\u00bb text_shadow=\u00bbno\u00bb text_shadow_vertical=\u00bb\u00bb text_shadow_horizontal=\u00bb\u00bb text_shadow_blur=\u00bb0&#8243; text_shadow_color=\u00bb\u00bb margin_top_medium=\u00bb\u00bb margin_bottom_medium=\u00bb\u00bb margin_top_small=\u00bb\u00bb margin_bottom_small=\u00bb\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb margin_top_mobile=\u00bb\u00bb margin_bottom_mobile=\u00bb\u00bb text_color=\u00bb\u00bb animated_text_color=\u00bb\u00bb highlight_color=\u00bb\u00bb style_type=\u00bbdefault\u00bb sep_color=\u00bb\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb]<\/p>\n<p>Conclusi\u00f3n: Integra, al menos, 2 pasarelas de pago en tu ecommerce<\/p>\n<p>[\/fusion_title][fusion_text columns=\u00bb\u00bb column_min_width=\u00bb\u00bb column_spacing=\u00bb\u00bb rule_style=\u00bbdefault\u00bb rule_size=\u00bb\u00bb rule_color=\u00bb\u00bb content_alignment_medium=\u00bb\u00bb content_alignment_small=\u00bb\u00bb content_alignment=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb sticky_display=\u00bbnormal,sticky\u00bb class=\u00bb\u00bb id=\u00bb\u00bb font_size=\u00bb\u00bb fusion_font_family_text_font=\u00bb\u00bb fusion_font_variant_text_font=\u00bb\u00bb line_height=\u00bb\u00bb letter_spacing=\u00bb\u00bb text_color=\u00bb\u00bb animation_type=\u00bb\u00bb animation_direction=\u00bbleft\u00bb animation_speed=\u00bb0.3&#8243; animation_offset=\u00bb\u00bb]<\/p>\n<p>\u00bfC\u00f3mo te has quedado? \u00bfLo tienes claro? \u00bfNo? A ver, <strong>todas las opciones son muy v\u00e1lidas<\/strong>. De hecho, <strong>lo normal es ofrecer al usuario varias<\/strong>. Por ejemplo, puedes a\u00f1adir en tu sitio web <strong>PayPal<\/strong>, para llegar a usuarios que ya tengan una cuenta (con la que es muy c\u00f3modo pagar) y a\u00f1adir <strong>Stripe o un TPV Virtual<\/strong> para poder cobrar con tarjeta de cr\u00e9dito o d\u00e9bito.<\/p>\n<p>\u00bfQu\u00e9 te ha parecido esta gu\u00eda para <strong>conocer a fondo las pasarelos de pagos<\/strong>?\u00a0\u00bfCrees que\u00a0me he dejado algo? \u00bfTienes alguna experiencia que quieres contar? \u00bfTe has quedado con alguna duda o pregunta? Entonces te\u00a0pido es que <strong>dejes un\u00a0comentario<\/strong>. Da igual que sea o una duda o un simple gracias, pero me alegrar\u00e9 mucho de leerlo y responderlo.<\/p>\n<p>[\/fusion_text][\/fusion_builder_column][\/fusion_builder_row][\/fusion_builder_container][fusion_global id=\u00bb49153&#8243;][fusion_global id=\u00bb79322&#8243;][fusion_global id=\u00bb55793&#8243;]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[fusion_builder_container hundred_percent=\u00bbno\u00bb hundred_percent_height=\u00bbno\u00bb hundred_percent_height_scroll=\u00bbno\u00bb hundred_percent_height_center_content=\u00bbyes\u00bb equal_height_columns=\u00bbno\u00bb menu_anchor=\u00bb\u00bb hide_on_mobile=\u00bbsmall-visibility,medium-visibility,large-visibility\u00bb class=\u00bb\u00bb id=\u00bb\u00bb background_color=\u00bb\u00bb background_image=\u00bb\u00bb background_position=\u00bbcenter center\u00bb background_repeat=\u00bbno-repeat\u00bb fade=\u00bbno\u00bb background_parallax=\u00bbnone\u00bb enable_mobile=\u00bbno\u00bb parallax_speed=\u00bb0.3&#8243; video_mp4=\u00bb\u00bb video_webm=\u00bb\u00bb video_ogv=\u00bb\u00bb video_url=\u00bb\u00bb video_aspect_ratio=\u00bb16:9&#8243; video_loop=\u00bbyes\u00bb video_mute=\u00bbyes\u00bb video_preview_image=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb margin_top=\u00bb\u00bb margin_bottom=\u00bb\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb type=\u00bbflex\u00bb][fusion_builder_row][fusion_builder_column type=\u00bb1_1&#8243; layout=\u00bb1_1&#8243; background_position=\u00bbleft top\u00bb background_color=\u00bb\u00bb border_color=\u00bb\u00bb border_style=\u00bbsolid\u00bb border_position=\u00bball\u00bb spacing=\u00bbyes\u00bb background_image=\u00bb\u00bb background_repeat=\u00bbno-repeat\u00bb padding_top=\u00bb\u00bb padding_right=\u00bb\u00bb padding_bottom=\u00bb\u00bb padding_left=\u00bb\u00bb margin_top=\u00bb0px\u00bb margin_bottom=\u00bb0px\u00bb class=\u00bb\u00bb id=\u00bb\u00bb [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":19571,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_angie_page":false,"iawp_total_views":0,"page_builder":"","footnotes":""},"categories":[210,221,201],"tags":[],"class_list":["post-19570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-comercio-electronico","category-woocommerce","category-wordpress"],"permalink_manager":null,"_links":{"self":[{"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/posts\/19570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/comments?post=19570"}],"version-history":[{"count":0,"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/posts\/19570\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/media\/19571"}],"wp:attachment":[{"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/media?parent=19570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/categories?post=19570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/clientes.ignaciosantiago.com\/new\/wp-json\/wp\/v2\/tags?post=19570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}